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Wildfire Insurance for
Irreplaceable Collections

Tailored protection for fine art, jewelry, and high-value contents-powered by FortressFire’s wildfire assessment, mitigation, monitoring and protection platform

Wildfire Insurance for Fine Art and Collections Requires a Different Approach

As wildfire threats grow, traditional insurance coverage is no longer enough to protect irreplaceable assets and collections. Many high-net-worth properties are being declined, underinsured, or placed into wildfire insurance plans with high rates and poor coverage.

This program offers a better path, built for discerning clients committed to proactive wildfire mitigation and protection and powered by advanced analytics.

Learn More about the Program

Powered by FortressFire’s Advanced Wildfire Risk Assessment and Technology Platform

FortressFire’s comprehensive solutions provide scientific and nuanced data that informs property-level actions, from mitigation of ignition vulnerabilities to enabling customized protection plans.

Aerial Risk Reports use satellite imagery, fire physics and proven models

Onsite Inspections assess structure, vegetation, and defensible space

Mitigation Recommendations are tailored to the property, ready to contract with service providers

Monitoring + Protection Plans offer real-time fire weather alerts, maintenance and imminent threat site visits, and optional onsite fire retardant storage and application

This is structure-specific wildfire data—not just a hazard zone.

Designed for Private Collections and Wildfire-Exposed Properties

FortressFire has partnered with some of the world’s leading insurance brokers, carriers, and reinsurers to deliver a white-glove insurance solution with embedded wildfire insights for underwriting and loss prevention. This program is now being offered to select property owners and their agents as a hedge of protection for their treasured collections and legacies.

Owners of Fine Art, Heirlooms, and Collectibles

Family Offices and Estate Managers

Insurance Brokers Advising Wildfire-exposed Clients

How It Works:
From Application to Active Protection

Submit application through broker

Aerial Risk Report is generated to assess property-level ignition risk

Insurability is determined by insurer

Onsite inspection (If required) validates property condition and defines mitigation roadmap and estimated costs

Mitigation services are reviewed and contracted

Coverage decision and pricing are issued by insurer

Monitoring + Protection Plan is initiated post-bind to maintain as-underwritten property condition, once mitigations are completed

See the Process

Your Passion is Our Passion

This program is built around one core belief: the most valuable things in your home should be protected by more than hope. Backed by scientific wildfire analysis and proactive protection services, this coverage is purpose-built for high-value estates in wildfire-prone regions.

Our consultative approach to insuring client collections goes way beyond traditional risk transfer to provide protection and peace of mind. Engaged property owners who are committed to greater wildfire resilience for their properties and assets are rewarded with superior coverage and terms.

  • Purpose-built insurance, not tied to your homeowners policy
  • Data-driven underwriting based on proven wildfire science and mitigation practices
  • Concierge-level inspection, coordination, and support
  • Continuous protection with seasonal check-ins and real-time alerts
  • Path to qualify for preferred rates for preparedness and reduced risk profile

“The very first property evaluated by FortressFire’s aerial risk report and model identified vulnerabilities as well as actions to mitigate them. Based on our initial review, we would have declined this L.A. County property based on a popular wildfire hazard model score. But with FortressFire’s more nuanced, data-informed lens on ignition risk — and the property owner’s engagement on prescribed mitigations — we were able to underwrite this risk.”

– President at Insurance Carrier for Fine Art, Jewelry, and Rare Collectibles

“Thank you for this outstanding service, and comprehensive report. We will have many more like this in the pipeline. We will quote this account on the proviso that they undertake an onsite survey and complete your recommendations.”

– Fine Art and Specie Underwriter at Global Provider of Insurance and Reinsurance Solutions

Protect What Can’t Be Replaced

From assessment through response, our team works closely with brokers, property owners, and financial advisors to bring tailored wildfire protection to high-value collections. Contact us to learn more or begin the evaluation process.

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Fine Art Program Contact Form

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