Wildfire Ignition Assessment

Vulnerability: A New Standard for Assessing Wildfire Risk

Wildfire is complex and chaotic, which makes it difficult to evaluate the unique structural and site risks of an individual property. While some models can predict the probability of a wildfire affecting a property, none provide a quantitative assessment of the specific ignition risks for structures.

Until now.

We provide a precise assessment of where and how structures might ignite during a wildfire. These ratings are specifically designed to assess insurability and inform mitigation plans that reduce property vulnerabilities in line with a carriers acceptability standards.

See How It Works

Computer generated overhead view of house with trees flagged as wildfire risks.

Property Ignition Model

Our proprietary Property Ignition Model (PIM) combines satellite imagery, machine learning, and thermodynamic models with ground-level inspections and decades of fire and material science research to develop a comprehensive overview of ignition risk.

Our deterministic approach assesses how structures will ignite due to five specific threats: convective heat, radiant heat, ember entry, ember accumulation, and structure-to-structure ignition.

Data-Driven Mitigation Planning

PIM’s objective ignition risk assessment develop a comprehensive mitigation plan that addresses the unique vulnerabilities of individual structures and identifies specific actions that, if taken, can reduce the risks of structure loss

We coordinate directly with service providers to ensure mitigations are performed promptly and to meet insurance policy requirements.

Hazard Model Integration

The property-level precision of our wildfire assessment integrates seamlessly with existing hazard models, catastrophe models, and insurance underwriting processes. We help underwriters better select risks and price policies with the goal of expanding access to insurance options for property owners and managers.

Informed by Science, Enabled by Technology

We’ve drawn upon decades of wildfire science and thermodynamics research to create a sophisticated, data-driven model. Cutting edge analytics provide a comprehensive picture of how structures will burn in a wildfire and identify the mitigations necessary to make properties insurable. Our technology platform is continuously evolving to provide insurers, property owners, and government agencies with a better tool for assessing wildfire.

Computer generated isometric view of suburban community with icons over homes representing risk.

What Makes Us Different?

FortressFire’s PIM is unique because of its focus on structure ignition risk. Most other tools use a combination of historical wildfire data and snapshot satellite imagery to predict the likelihood of a wildfire affecting a particular area. This emphasis on the probability of a wildfire event puts the onus on insurers to hold their breath and hope that one doesn’t occur.

Or leave the market.

Our model evaluates the vulnerability of a particular property, along with the remediations that could be performed to reduce that risk of property loss and prevent structures from burning — even in the worst-case scenario. This approach gives insurers an accurate, objective understanding of risk so that they can evaluate insurability, underwrite, and price with confidence, even in areas that face higher probability of wildfire.

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