FortressFire®, BMS Group, and EPIC Launch Fine Art Wildfire Insurance Program to Protect High-Value Collections in California

Science, Service, and Security: A New Era for Fine Art Wildfire Insurance

The escalating wildfire crisis has exposed a critical gap in traditional insurance models—especially for high-net-worth individuals whose private collections, legacies, and cultural assets are increasingly at risk. Today, FortressFire is proud to announce the launch of the Fine Art and Collections Wildfire Insurance Program, a first-of-its-kind offering that redefines how to protect what matters most in a wildfire-prone world.

Developed in partnership with EPIC Insurance Brokers & Consultants and BMS Group, this innovative program combines science-backed risk modeling, concierge wildfire services, and tailored insurance coverage to deliver true peace of mind for owners of valuable collections.

What Sets This Program Apart

This isn’t just another insurance product. It’s a complete wildfire risk solution for fine art, rare collectibles, and other irreplaceable assets valued between $5 million and $250 million. It’s built for discerning clients who want more than a policy—they want protection.

Key features include:

• Eligibility Based on Verified Mitigation
  Coverage is not simply based on a ZIP code or broad risk score. Instead, it’s contingent upon property-specific wildfire mitigation and readiness—confirmed through FortressFire’s aerial and onsite inspections, mitigation planning, and monitoring services.
• Powered by FortressFire’s AMP Platform
  Our proprietary system—Assess, Mitigate, Monitor, Protect—models ignition risk at the structure level. We determine whether a structure will ignite and prescribe steps to prevent it.
• Continuous Wildfire Readiness
  Properties enrolled in the program receive seasonal service visits, remote monitoring, and response preparation during wildfire events. This ensures that buildings stay in as-underwritten condition throughout the policy term.

Why It Matters

With traditional homeowners insurance increasingly declining coverage for wildfire-exposed properties, valuable collections have been left vulnerable. This program creates a new pathway to insurability for owners who are willing to take an active role in reducing risk.

As FortressFire CEO Michael Ashker put it: “We start where traditional forecasting ends—by assessing whether a structure will ignite and prescribing the precise interventions to prevent it. This program isn’t just about insuring art—it’s about protecting legacy, heritage, and peace of mind.”

Built on Collaboration and Foresight

This program is the result of strategic collaboration across the insurance and wildfire risk management ecosystem:

• FortressFire delivers the science and services that reduce ignition risk and improve insurability.
• BMS Group brings advanced underwriting expertise and global reinsurance strategy.
• EPIC delivers personalized client relationship management and program distribution.

Together, we’re proving that verified mitigation and advanced risk modeling can restore access to coverage for engaged property owners—even in high-risk zones.

For Clients Ready to Protect What Matters Most

This program is currently available in California and select wildfire-prone western states. It’s ideal for private collectors, estates, and institutions seeking coverage options that have all but disappeared in the current insurance climate.

If you—or your client—own a high-value collection in a wildfire-prone region, the path to protection is no longer closed. It’s smarter, science-based, and service-driven.

Visit FortressFire.com/Fine-Art to learn more or begin the assessment process.

Link to Press Release: https://www.prnewswire.com/news-releases/fortressfire-bms-group-and-epic-launch-fine-art-wildfire-insurance-program-to-protect-high-value-collections-in-california-302490493.html?tc=eml_cleartime

Reach out in the contact form below to learn more about how to protect what matters most.