You Could Lose Your Home—They Could Lose a Monet: Inside the VIP Insurance Market Just for the Rich

Wildfire risk is a critical consideration for collectors and high-value property owners – and traditional insurance alone isn’t enough.

This piece from @Realtor.com highlights the newly launched Fine Art and Collections Wildfire Insurance Program developed by FortressFire in partnership with @BMS Group and @EPIC Insurance Brokers & Consultants.

Designed for private collections valued between $5 million and $250 million, the program pairs customized wildfire insurance with FortressFire’s science-backed assessment and mitigation strategy – including AI-powered vulnerability modeling, defensible space design and property-specific interventions.

But this isn’t just about protecting high-value art. It’s about proving that prevention-based insurance combined with engaged property owners works – and using that proof to build a model that can scale. As the article notes, reducing catastrophic losses at the top end can be a model for expanded access and insurability for more homes and properties over time.

We see this as a tipping point – a smarter path forward for wildfire resilience that benefits collectors, communities, and the entire insurance ecosystem.

Every day, FortressFire works to restore stability to an insurance market in retreat and bring real protection back to the people and places who need it most.

Read the full article on Realtor.com: https://www.realtor.com/advice/home-improvement/luxury-wildfire-insurance/

Read the Fine Art Program press release here: https://www.prnewswire.com/news-releases/fortressfire-bms-group-and-epic-launch-fine-art-wildfire-insurance-program-to-protect-high-value-collections-in-california-302490493.html?tc=eml_cleartime

Reach out in the contact form below to learn more about how to protect what matters most.